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Have you ever thought, what if you realise that the path you’re on at your current university is no longer the path you want or can afford to stay on? If yes, then the answer is to enrol in one of the best options on the credit transfer university list. Confused? So, this is when a credit transfer program comes into the light. It is an amazing option that enables you to begin your journey in your home country and finish it off in a foreign land.  

What Is a Transfer Program?

A credit transfer program is a degree program in India where students have to complete their initial year in their home country and the rest of their 2nd, 3rd and 4th years abroad. This is designed to save both time and money for students as it allows them to apply previously earned credits toward a degree or qualification at a new institution and gain the final degree from the foreign institution. This is generally used by those students planning to study abroad.

How Does It Work?

A credit transfer degree allows a student to apply their earned credits from one institution to another to continue their education without repeating. So, to know how the credit transfer generally works, read further:

Understanding Transfer Agreement

Many institutes have partnerships with universities at popular study-abroad destinations. These agreements outline which courses are eligible for credit transfer. Thus, you must check whether the institute you are joining has such an agreement.

Credit Evaluation

Universities accesses how the courses matches their own standards, which is called as credit mapping. This involves, course duration, content, learning outcome and more.

Applying for a Credit Transfer

Generally a student needs to submit a transcript, course syllabus and sometimes assignments to get their credits evaluated. Through this the university you are applying to will evaluate how your credit fits in their course.

Types of Credit Transfers

• Direct equivalent credit: Done with the courses that match exactly, enabling students to transfer their credits directly.
• Elective credit: When the courses do not match completely, the credits are transferred as electives.
• General education credit: Courses that meet the general education requirements at one institute may fulfil requirements at the new institute. 

Maximum Credit Transfer

Many institutes have set the limit to transfer credit. This is particularly for final year students. However, core and major-specific courses have more strict guidelines.

Final Approval

Once your credits are evaluated and approved, they will automatically be added to your academic record at the new institute.

What Are the Benefits of Transfer Programs?

These credit transfer degree programs are gaining popularity among Indian students at the speed of light. There are several reasons for this, which are enlisted:

Internationally Recognised Degree

By completing a transfer program, you will be gaining a degree with international recognition. As this will be given to you by one of the top credit transfer university in the world.

Overall Development

By enrolling in these programs, students can gain experience of new skills and techniques, academic styles, work culture, business strategies and more.

Part-time Work Allowance

With these programs, you will also gain the advantage of working part-time to manage your finances overseas. Moreover, you can work 20 hours per week and earn while you learn.

Global Employability

Studying at a renowned university enables you to gain professional skills that are in demand in global job market. Thus, you gain the perk of amplifying your professional abilities through this program transfer option.

Work Permit After Studies

After completing your studies with these credit transfer programs, you will get work Visa rights without much ado, improving professional opportunities.

Permanent Residency

After completing these programs, you will become eligible for permanent residency in the country where you are studying. Besides, you can settle abroad on meeting eligibility criteria of the country.

Why Opt for Transfer Programs?

There are numerous reasons for enrolling in a credit transfer university rather than normal ones. Some of these factors are:

Lower Tuition Fees

Tuition fees is lower compared to others as the initial years are completed in the university of your home country and the later you will be finishing off the degree in a foreign university. This also saves the accommodation and other expenses which doubles if you complete the entire course overseas.

Scholarships

While you pursue transfer programs, you will become eligible for a variety of scholarships and grants. This is so because, many foreign universities offers multiple scholarships to international students to help them manage their finances smoothly.

Relaxed Entry

The admission process for these programs is relaxed and has minimal requirements. This means you will be exempted from taking tests like SAT, GRE, GMAT and more. Besides, you will not be required to take SOP or, LOR or the language proficiency tests.

Better Job Opportunities

A student with global degree is more preferred in job market than one with local degree. Thus, pursuing credit transfer courses, will open the doors to opportunities.

What Are the Criteria for Transferring Credits?

The eligibility criteria and the requirements of the university credit transfer program vary from one institute to another or country to country. But, here we have enlisted a few of the basic necessities that are needed by all the nations and organisations:

• Minimum number of credits required for the course you are pursuing.
• 6.5 and not less than 6 band scores in IELTS - language proficiency test.
• A student must not have any academic gaps. If so, they need to provide proper justification.
• If a student is working, they need to provide an experience certificate, salary slip and other needed documents.

However, you should research and contact the university to determine the eligibility criteria.

List of Universities Providing Credit Transfer

So, you have decided to pursue a transfer program, but are struggling with selecting the ideal institute. So, do not worry, as we have provided a credit transfer university list for different countries to ease your task.

Australia

• University of Wollongong, Australia
• James Cook University
• Macquarie University
• Griffith University

• La Trobe University

United Kingdom

• Northumbria University
• De Montfort University
• Wrexham University
• University of Sunderland
• UWE Bristol 

United States of America

• Drexel University
• Tiffin University
• Indiana University
• Cleveland State University
• Fisher College 

This is it about credit transfer programs that open the doors of global opportunities for you. However, if you want to enrol in any credit transfer university, you can consult us and ensure a smooth process. As here we will be assisting you in each step of the journey.  

FAQ’s

Can I Enrol in a Credit Transfer University with a Gap?

Although gap is never accepted while applying to a credit transfer course, but if you provide proper justification to the admission committee, then you can have a gap.

Why Is a Transfer Program Better Than a Normal One?

A credit transfer degree is better than the normal one due to many reasons:

• Better quality education
• Accessible financial aid
• Credit transfer benefit
• Global work opportunity
• More affordable option

When and How Can I Apply for an Education Loan?

You can apply for an education loan only after you have received a conditional offer letter from the partner university. This is a document that you can provide as supporting one to the bank while applying for an Education loan.

Can I Get a Part-Time Job While Studying at a Foreign University?

It totally depends on the rules and regulations of the nation you are studying in. Generally, you will be allowed to work on a student visa for 20 hours per week.